GeorgiaGeorgia Hard Money Loans and Private Money Lenders:    "Skip to lenders"


Our lenders below serve all of the main metropolitan cities in Georgia including:

Acworth, Albany, Alpharetta, Americus, Appling, Armuchee, Athens, Athens-Clarke County, Atlanta, Auburn, Augusta, Augusta-Richmond County, Bainbridge, Barretts, Belvedere Park, Bill Arp, Boynton Ridge, Broad River, Brunswick, Buford Cairo, Calhoun, Candler-McAfe, Canton, Carrollton, Carters Lake, Cartersville, Catoosa Springs, Cedartown, Chestatee, Clarkston, College Park, Columbus, Conley, Conyers, Coopers, Cordele, Country, Covington, Crandall-Eton, Culloden-Bolingbroke, Dacula-Rocky Creek, Dalton, Decatur, Dock Junction, Doraville, Douglas, Douglasville, Druid Hills, Duluth, Dunwoody, East Dougherty, East Point, Eatonton, Evans, Everett, Fair Oaks, Fairview, Fayetteville, Forest Park, Fort Benning, Fort Benning South, Fort Gordon, Fort Oglethorpe, Fort Stewart, Fort Valley, Gainesville, Garden City, Gracewood, Gray-Griswold, Gresham Park, Griffin, Grovetown, Hapeville, Hinesville, Huntsville, Irondale, Jesup, Juno, Kennesaw, Kingsland, La Fayette, Lathemtown, Lawrenceville, Lilburn, Lizella, Mableton, Macon, Marietta, Martinez, McDonough, Milledgeville, Monroe, Moultrie, Murrayville, Nelson-Tate-Marble Hill, Nevils-Stilson, Newnan, Norcross, North Atlanta, North Decatur, North Druid Hills, North Ogeechee, North Rockdale, North Whitfield, Northeast Cobb, Panthersville, Peachtree City, Perry, Philema, Pooler, Pooler-Burroughs, Powder Springs, Redan, Richmond Hill, Riverdale, Rome, Rossville-Beverly Hills, Roswell, Rutland, Sandersville, Sandy Springs, Savannah, Scottdale, Silver City, Skidaway Island, Smyrna, South Rockdale, St. Marys, St. Simons, Statesboro, Stockbridge, Stone Mountain, Sugar Hill, Sugar Valley-Resaca, Suwanee, Swainsboro, Thalmann, Thomaston, Thomasville, Thomson, Three Sisters Mountains, Tifton, Toccoa, Tucker, Tybee Island-Wilmington, Union City, Valdosta, Valley, Vidalia, Vinings, Waresboro, Warner Robins, Washington-Metasville, Waycross, West Dougherty, West Jackson, White-Pine Log, Wilmington Island, Winder, Woodstock, Yorkville, Zenith, and most others.

Most lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few.

If you are buying an investment property remember that having "skin in the game" is crucial to getting your loan. The term "skin in the game" refers to having a vested interest in the property or investment. Every lender wants you to having something to lose if the loan goes south. Think of it like this, would you sell your house to someone for just a monthly payment with no money down. Sounds like a risky venture, right? Hard Money Lenders think the same way.

Typically hard money or private money loans close quickly with localized lenders. This is one of the most important parts of the equation. A local lender knows your area and therefore has a greater comfort level. Many times a local lender can make a decision on the spot and forgo the appraisal and other due diligence factors a lender who is far away can't.

If you are looking for a hard money loan on an investment property, a hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.

Featured Lenders
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stout

NON-OWNER OCCUPIED INVESTMENT LOANS - 41 States - IN-HOUSE 20k - 20M
Stout Street Funding makes lending easy. We fund loans on single family, multifamily, mixed-use, residences and challenged townhome or condo projects.  Special opportunities welcome.  No land loans.  Stout Street Funding is an end-to-end specialty finance company that processes, underwrites, funds, services, and manages the loans it originates. 
No Prepayment Penalties - Funding for Multiple Projects - Rapid Approvals and Funding

For contact information "click here" States: AL, AK, AR, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MN, MS, MO, MT, NE, NH, NJ, NM, NY, NC, OH, OK, PA, RI, SC, TN, TX, VA, WA, WV, WI, WY

Commercial Capital Limited

A National Private Lending Company
If you have substantial real estate collateral and have been unable to obtain financing from conventional sources, please contact us.

$500,000 to $10,000,000
Bridge Loans
Hard Money Quick Turnaround

LENDING ON COMMERCIAL BUILDINGS NATION WIDE, Up to 70% Loan-to-Value Ratio!
Lafayette Capital Group, Inc. (LCGI) is a real estate lending company that specializes in non-conventional financing, for those borrowers who do not fit into standard loan requirements offered by traditional banks and lending institutions.  LCGI is structured to make swift real estate lending decisions, so your project can be funded without delay. There are no loan committees, no red tape and we have lessened our paperwork by almost 80%. We can supply answers within 72 hours of receiving financial information and loan closings can happen within 10 business days. For contact information "click here" States: All States

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