Hard Money Directory For All Of Your Real Estate Needs:

Hard Money Lender list at the bottom of the page.

Minnesota Hard Money Loans and Private Money Lenders

Minnesota Hard Money Loans and Private Money Lenders: "Skip to lenders"

Our lenders below serve all of the main metropolitan cities in Minnesota including:

Albert Lea, Alexandria, Andover, Anoka, Apple Valley, Arden Hills, Austin, Bemidji, Big Lake, Blaine, Bloomington, Brainerd, Brooklyn Center, Brooklyn Park, Buffalo, Burnsville, Champlin, Chanhassen, Chaska, Cloquet, Columbia Heights, Coon Rapids, Cottage Grove, Crookston, Crystal, Duluth, Eagan, East Bethel, East Grand Forks, Eden Prairie, Edina, Elk River, Fairmont, Faribault, Farmington, Fergus Falls, Fridley, Golden Valley, Grand Rapids, Ham Lake, Hastings, Hermantown, Hibbing, Hopkins, Hugo,Hutchinson, Inver Grove Heights, Lake Elmo, Lakeville, Lino Lakes, Mankato, Maple Grove, Maplewood, Marshall, Mendota Heights, Minneapolis, Minnetonka, Monticello, Moorhead, Mound, Mounds View, New Brighton, New Hope, New Ulm, North Branch, North Mankato, North St. Paul, Northfield, Oakdale, Owatonna, Plymouth, Prior Lake, Ramsey, Red Wing, Richfield, Robbinsdale, Rochester, Rosemount, Roseville, Sartell, Sauk Rapids, Savage, Shakopee, Shoreview, Shorewood, South St. Paul, St. Anthony, St. Cloud, St. Louis Park, St. Michael, St. Paul, St. Peter, Stillwater, Thief River Falls, Vadnais Heights, Virginia, West St. Paul, White Bear Lake, Willmar, Winona, Woodbury, Worthington, and most others.

If you are buying an investment property remember that having "skin in the game" is crucial to getting your loan. The term "skin in the game" refers to having a vested interest in the property or investment. Every lender wants you to having something to lose if the loan goes south. Think of it like this, would you sell your house to someone for just a monthly payment with no money down. Sounds like a risky venture, right? Hard Money Lenders think the same way.

Most lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few.

If you are looking for a hard money loan on an investment property, a hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.

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