Our lenders below serve all of the main metropolitan cities in Maryland including:
Aberdeen, Accokeek, Adelphi, Annapolis, Arbutus, Arnold, Aspen Hill, Ballenger Creek, Baltimore, Bel Air North, Bel Air South, Beltsville, Bethesda, Bladensburg, Bowie, Brooklyn Park, California, Calverton, Cambridge, Camp Springs, Cape St. Claire, Carney, Catonsville, Chesapeake Ranch, Estates-Drum Point, Cheverly, Chillum, Clinton, Cloverly, Cockeysville, Colesville, College Park, Columbia, Coral Hills, Crofton, Cumberland, Damascus, Darnestown, District 10, Funkstown, District 3, Hagerstown, District 3, Leonardtown, District 3, Middletown, District 5, Queenstown, District 7, Cresaptown/Bel Air, District 8, Bryantown, Dundalk, East Riverdale, Easton, Edgemere, Edgewood, Eldersburg Elkridge, Elkton, Ellicott City, Essex,Fairland, Fallston, Ferndale, Forest Glen, Forestville, Fort Meade, Fort Washington, Frederick, Friendly, Frostburg, Gaithersburg, Garrison, Germantown, Glen Burnie, Glenarden, Glenn Dale, Greater Landover, Greater Upper Marlboro, Green Haven, Green Valley, Greenbelt, Hagerstown, Halfway, Havre de Grace, Hillcrest Heights, Hyattsville, Jessup, Joppatowne, Kemp Mill, Kettering, La Plata, Lake Arbor, Lake Shore,Langley Park, Lanham-Seabrook, Lansdowne-Baltimore Highlands, Largo, Laurel,Lexington Park, Linganore-Bartonsville, Linthicum, Lochearn, Londontowne, Lutherville-Timonium, Marlow Heights, Marlton, Maryland City, Mays Chapel, Middle River, Milford Mill, Mitchellville,Montgomery Village, Mount Airy, Mount Rainier, New Carrollton, North Bethesda, North Kensington, North Laurel, North Potomac, Ocean City, Ocean Pines, Odenton, Olney, Overlea, Owings Mills, Oxon Hill-Glassmanor, Parkville, Parole, Pasadena, Perry Hall, Pikesville, Potomac, Randallstown, Redland, , Reisterstown, Riverdale Park,Riverside, Riviera Beach, Rockville, Rosaryville, Rosedale, Rossville, Salisbury, Savage-Guilford, Severn, Severna Park, Silver Spring, South Gate, South Kensington, South Laurel, St. Charles, Suitland-Silver Hill, Takoma Park, Temple Hills, Towson, Travilah, Waldorf, Walker Mill, Westminster, White Marsh, White Oak, Woodlawn, Woodmore, and most others.
Most lenders structure their loans based on a percentage of the quick-sale value of the subject property. This is called the loan-to-value or LTV ratio and typically hovers between 50-75% of the market value of the property. This changes with the economy, strength of the deal and borrower. The LTV can also go much higher if you have other properties to cross collateralize or other assets the lender may see as desirable. We have seen instances of a large wine collection, art and coins to name a few.
If you are looking for a hard money loan on an investment property, a hard money residential refinance, a land loan or a commercial transaction you need to talk to the lenders below. They can provide you with the facts on how to get your hard money loan. Most are strictly based on LTV (Loan-to-Value Ratio) and can fund quickly. They are waiting for your call and have money to lend you today.
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